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Motorcycle Insurance Required

As of July 28th, you must carry liability insurance with limits of at least:

  • $25,000 for injuries or death to another person
  • $50,000 for injuries or death to all other people
  • $10,000 for damage to another person’s property

What about mopeds? No liability insurance is required. But make sure it’s truly a moped – with a maximum speed of 30 mph. Here’s the definition of a moped.

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Intermediate Licenses

Department of Licensing keeps close watch on intermediate licenses.  One committed ticket results in a warning letter mailed to the home.

A second committed ticket results in a 6 month suspension or until age 18, whichever comes first.  A third committed ticket results in suspension until age 18.

Seems simple enough.  But the tricky part is that if your young driver is in an accident that results in NO ONE getting ticketed, that accident is a strike against their license. 

What if the police can’t decide who is responsible?  That one is a strike against the license as well.

Similarly, any single car accident your child is in results in a strike against their license.